Figures Reference
Every video we publish is checked against a registry of verified figures — contribution caps, premiums, thresholds, rates — each with its primary source and the date we last verified it. Here it is in full, per market.
United States
| Figure | Current value | Year | Verified | Source |
|---|---|---|---|---|
| 138% of FPL (individual) - Medicaid expansion eligibility line | $22,024.80 | 2026 | 2026-08-20 | official ↗ |
| 400% of FPL (individual) - historical ACA premium-subsidy cliff line | $63,840 | 2026 | 2026-08-20 | official ↗ |
| 401(k) catch-up contribution (age 50+) | $8,000 | 2026 | 2026-08-20 | official ↗ |
| 401(k) elective deferral limit (employee contribution) | $24,500 | 2026 | 2026-08-20 | official ↗ |
| 401(k) higher catch-up (ages 60-63, SECURE 2.0) | $11,250 | 2026 | 2026-08-20 | official ↗ |
| Annual gift tax exclusion (per recipient) | $19,000 | 2026 | 2026-08-20 | official ↗ |
| CFPB auto add-on overcharge — servicemember vs civilian | $140 | 2026 | 2026-08-30 | official ↗ |
| Estate/gift tax lifetime exemption (basic exclusion amount) | $15,000,000 | 2026 | 2026-08-20 | official ↗ |
| Federal Poverty Level (FPL) - annual, individual/household of 1 (48 contiguous states + DC) | $15,960 | 2026 | 2026-08-20 | official ↗ |
| Health FSA salary-reduction contribution limit | $3,400 | 2026 | 2026-08-20 | official ↗ |
| HSA catch-up contribution (age 55+) | $1,000 | 2026 | 2026-08-20 | official ↗ |
| HSA contribution limit - family coverage | $8,750 | 2026 | 2026-08-20 | official ↗ |
| HSA contribution limit - self-only coverage | $4,400 | 2026 | 2026-08-20 | official ↗ |
| IRA catch-up contribution (age 50+) | $1,100 | 2026 | 2026-08-20 | official ↗ |
| IRA contribution limit (traditional/Roth) | $7,500 | 2026 | 2026-08-20 | official ↗ |
| IRS standard deduction - married filing jointly | $32,200 | 2026 | 2026-08-20 | official ↗ |
| IRS standard deduction - single filer | $16,100 | 2026 | 2026-08-20 | official ↗ |
| Maximum Social Security monthly benefit for a worker retiring at full retirement age | 4152 | 2026 | 2026-08-20 | official ↗ |
| Medicare Advantage mandatory in-network maximum out-of-pocket (MOOP) cap | $9,250 | 2026 | 2026-08-20 | official ↗ |
| Medicare IRMAA first income threshold - married filing jointly (MAGI at/below which standard Part B premium applies) | $218,000 | 2026 | 2026-08-20 | official ↗ |
| Medicare IRMAA first income threshold - single filer (MAGI at/below which standard Part B premium applies) | $109,000 | 2026 | 2026-08-20 | official ↗ |
| Medicare Part A inpatient hospital deductible (per benefit period) | $1,736 | 2026 | 2026-08-20 | official ↗ |
| Medicare Part A monthly premium - full (fewer than 30 quarters of coverage) | 565 | 2026 | 2026-08-20 | official ↗ |
| Medicare Part A monthly premium - reduced (30-39 quarters of coverage) | 311 | 2026 | 2026-08-20 | official ↗ |
| Medicare Part B annual deductible | $283 | 2026 | 2026-08-20 | official ↗ |
| Medicare Part B standard monthly premium | 202.9 | 2026 | 2026-08-20 | official ↗ |
| Medicare Part B total monthly premium at first IRMAA tier (above standard) | 284.1 | 2026 | 2026-08-20 | official ↗ |
| Medicare Part D annual out-of-pocket (TrOOP) spending cap | $2,100 | 2026 | 2026-08-20 | official ↗ |
| Medicare Part D standard (maximum) deductible | $615 | 2026 | 2026-08-20 | official ↗ |
| Medicare Savings Program QMB monthly income limit - individual (48 states + DC) | 1350 | 2026 | 2026-08-20 | official ↗ |
| NAIC credit insurance minimum loss-ratio benchmark | 60% | 2026 | 2026-08-30 | official ↗ |
| Required Minimum Distribution (RMD) starting age (SECURE 2.0) | 73 | 2026 | 2026-08-20 | official ↗ |
| Social Security annual earnings test limit (under full retirement age) | $24,480 | 2026 | 2026-08-20 | official ↗ |
| Social Security cost-of-living adjustment (COLA) | 2.8% | 2026 | 2026-08-20 | official ↗ |
| Social Security full retirement age (born 1960 or later) | 67 | 2026 | 2026-08-20 | official ↗ |
| Social Security taxable wage base / taxable maximum (Contribution and Benefit Base) | $184,500 | 2026 | 2026-08-20 | official ↗ |
| US credit life insurance actual loss ratio | 50% | 2026 | 2026-08-30 | official ↗ |
Australia
| Figure | Current value | Year | Verified | Source |
|---|---|---|---|---|
| Age at which super benefits are generally tax-free | 60 | 2026 | 2026-08-20 | official ↗ |
| CGT cap amount (lifetime, for small-business CGT super contributions) | $1,865,000 | 2026 | 2026-08-20 | official ↗ |
| CGT discount for individuals (assets held 12+ months) | 50% | 2026 | 2026-08-20 | official ↗ |
| Concessional (pre-tax) super contributions cap | $30,000 | 2026 | 2026-09-01 | official ↗ |
| Division 296 (extra super tax) balance threshold | $3,000,000 | 2027 | 2026-08-20 | official ↗ |
| Division 296 - second (higher) balance threshold | $10,000,000 | 2027 | 2026-08-20 | official ↗ |
| Division 296 commencement (financial year it first applies) | 2027 | 2027 | 2026-08-20 | official ↗ |
| Downsizer super contribution - maximum amount per person | $300,000 | 2026 | 2026-08-20 | official ↗ |
| Downsizer super contribution - minimum eligible age | 55 | 2026 | 2026-08-20 | official ↗ |
| First Home Super Saver (FHSS) - maximum eligible contributions per year | $15,000 | 2026 | 2026-08-20 | official ↗ |
| First Home Super Saver (FHSS) - maximum total release amount | $50,000 | 2026 | 2026-08-20 | official ↗ |
| General transfer balance cap | $2,000,000 | 2026 | 2026-08-24 | official ↗ |
| Government super co-contribution - higher income threshold (cut-out) | $62,488 | 2026 | 2026-08-24 | official ↗ |
| Government super co-contribution - lower income threshold (full entitlement) | $47,488 | 2026 | 2026-08-24 | official ↗ |
| Government super co-contribution - maximum entitlement | $500 | 2026 | 2026-08-20 | official ↗ |
| HELP/HECS maximum compulsory repayment rate | 10% | 2025 | 2026-08-20 | official ↗ |
| HELP/HECS minimum compulsory repayment income threshold | $67,000 | 2026 | 2026-09-01 | official ↗ |
| Income tax - 2nd bracket lower threshold (residents) | $18,201 | 2026 | 2026-08-20 | official ↗ |
| Income tax - 2nd bracket marginal rate (18,201-45,000) | 16% | 2026 | 2026-08-24 | official ↗ |
| Income tax - 3rd bracket lower threshold (residents) | $45,001 | 2026 | 2026-08-20 | official ↗ |
| Income tax - 3rd bracket marginal rate (45,001-135,000) | 30% | 2026 | 2026-08-20 | official ↗ |
| Income tax - 4th bracket lower threshold (residents) | $135,001 | 2026 | 2026-08-20 | official ↗ |
| Income tax - 4th bracket marginal rate (135,001-190,000) | 37% | 2026 | 2026-08-20 | official ↗ |
| Income tax - top bracket lower threshold (residents) | $190,001 | 2026 | 2026-08-20 | official ↗ |
| Income tax - top marginal rate (residents) | 45% | 2026 | 2026-08-20 | official ↗ |
| Income tax-free threshold | $18,200 | 2026 | 2026-08-20 | official ↗ |
| LITO - income at which offset fully phases out | $66,667 | 2026 | 2026-08-20 | official ↗ |
| LITO - income up to which the full offset applies | $37,500 | 2026 | 2026-08-20 | official ↗ |
| Low Income Super Tax Offset (LISTO) - maximum | $500 | 2026 | 2026-08-20 | official ↗ |
| Low Income Tax Offset (LITO) - maximum | $700 | 2026 | 2026-08-20 | official ↗ |
| Maximum super contribution base (per quarter) | $62,500 | 2026 | 2026-09-01 | official ↗ |
| Medicare levy low-income threshold (single) | $28,011 | 2026 | 2026-08-20 | official ↗ |
| Medicare levy rate | 2% | 2026 | 2026-08-20 | official ↗ |
| Medicare Levy Surcharge rate - Tier 1 | 1% | 2026 | 2026-08-20 | official ↗ |
| Medicare Levy Surcharge rate - Tier 2 | 1.25% | 2026 | 2026-08-20 | official ↗ |
| Medicare Levy Surcharge rate - Tier 3 | 1.5% | 2026 | 2026-08-20 | official ↗ |
| MLS singles threshold - base (surcharge starts above this) | $101,000 | 2025 | 2026-08-24 | official ↗ |
| MLS singles threshold - Tier 2 lower bound (1.25% starts) | $118,001 | 2025 | 2026-08-24 | official ↗ |
| MLS singles threshold - Tier 3 lower bound (1.5% starts) | $158,001 | 2025 | 2026-08-24 | official ↗ |
| Non-concessional (after-tax) super contributions cap | $120,000 | 2026 | 2026-09-01 | official ↗ |
| Non-concessional bring-forward cap (3-year) | $360,000 | 2026 | 2026-09-01 | official ↗ |
| Super Guarantee (SG) rate | 12% | 2026 | 2026-08-20 | official ↗ |
| Super lump sum low-rate cap (preservation age to under 60) | $260,000 | 2026 | 2026-08-20 | official ↗ |
| Super preservation age (born on/after 1 Jul 1964) | 60 | 2026 | 2026-08-20 | official ↗ |
| Total super balance threshold for making non-concessional contributions | $2,000,000 | 2026 | 2026-08-24 | official ↗ |
| Untaxed plan cap amount | $1,865,000 | 2026 | 2026-08-20 | official ↗ |
Canada
| Figure | Current value | Year | Verified | Source |
|---|---|---|---|---|
| Age amount (line 30100) maximum non-refundable credit amount | $9,208 | 2026 | 2026-09-01 | official ↗ |
| Canada Child Benefit maximum per child aged 6-17 (annual) | $6,883 | 2026 | 2026-08-20 | official ↗ |
| Canada Child Benefit maximum per child under 6 (annual) | $8,157 | 2026 | 2026-08-20 | official ↗ |
| Capital gains inclusion rate (individuals) | 50% | 2026 | 2026-08-20 | official ↗ |
| CCB adjusted family net income threshold for maximum benefit | $38,237 | 2026 | 2026-08-20 | official ↗ |
| CESG annual maximum (basic grant) | $500 | 2026 | 2026-08-20 | official ↗ |
| CESG lifetime maximum per beneficiary | $7,200 | 2026 | 2026-08-20 | official ↗ |
| CPP average monthly retirement pension at 65 (new) | $877.01 | 2026 | 2026-08-29 | — |
| CPP base+first-additional employee contribution rate | 5.95% | 2026 | 2026-08-20 | official ↗ |
| CPP basic exemption amount (YBE) | $3,500 | 2026 | 2026-08-20 | official ↗ |
| CPP maximum employee contribution (base + CPP2 combined) | $4,646.45 | 2026 | 2026-08-29 | — |
| CPP maximum employee contribution (base) | $4,230.45 | 2026 | 2026-08-29 | official ↗ |
| CPP maximum monthly retirement pension at 65 (new) | $1,507.65 | 2026 | 2026-08-29 | official ↗ |
| CPP Year's Additional Maximum Pensionable Earnings (YAMPE / CPP2 second ceiling) | $85,000 | 2026 | 2026-08-20 | official ↗ |
| CPP Year's Maximum Pensionable Earnings (YMPE / first ceiling) | $74,600 | 2026 | 2026-08-20 | official ↗ |
| CPP2 maximum employee contribution (4% on YMPE→YAMPE band) | $416 | 2026 | 2026-08-29 | — |
| Eligible dependant amount (federal) | $16,452 | 2026 | 2026-08-29 | — |
| Federal 20.5% bracket threshold (start of 2nd rate) | $58,523 | 2026 | 2026-08-29 | official ↗ |
| Federal 26% bracket threshold (start of 3rd rate) | $117,045 | 2026 | 2026-08-29 | official ↗ |
| Federal 29% bracket threshold | $181,440 | 2026 | 2026-08-29 | official ↗ |
| Federal 2nd bracket marginal rate | 20.5% | 2026 | 2026-08-20 | official ↗ |
| Federal 33% bracket threshold | $258,482 | 2026 | 2026-08-29 | — |
| Federal 3rd bracket marginal rate | 26% | 2026 | 2026-08-20 | official ↗ |
| Federal 4th bracket marginal rate | 29% | 2026 | 2026-08-20 | official ↗ |
| Federal Basic Personal Amount (maximum, for lower incomes) | $16,452 | 2026 | 2026-08-20 | official ↗ |
| Federal Basic Personal Amount (minimum/base, for high incomes) | $14,829 | 2026 | 2026-08-20 | official ↗ |
| Federal lowest marginal tax rate | 14% | 2026 | 2026-08-20 | official ↗ |
| Federal tax bracket 1 upper threshold (top of lowest bracket) | $58,523 | 2026 | 2026-08-20 | official ↗ |
| Federal top marginal tax rate | 33% | 2026 | 2026-08-20 | official ↗ |
| FHSA annual contribution (participation) limit | $8,000 | 2026 | 2026-08-20 | official ↗ |
| FHSA lifetime contribution limit | $40,000 | 2026 | 2026-08-20 | official ↗ |
| Home Buyers' Plan (HBP) maximum RRSP withdrawal | $60,000 | 2026 | 2026-08-20 | official ↗ |
| Lifetime Capital Gains Exemption (small business shares / farm & fishing property) | $1,250,000 | 2026 | 2026-08-20 | official ↗ |
| Maximum OAS pension, age 75 and over (monthly, Jul-Sep 2026 quarter) | $827.17 | 2026 | 2026-08-20 | official ↗ |
| Maximum OAS pension, ages 65-74 (monthly, Jul-Sep 2026 quarter) | $751.97 | 2026 | 2026-08-20 | official ↗ |
| Money purchase (MP) RPP contribution limit | $35,390 | 2026 | 2026-08-29 | official ↗ |
| OAS recovery tax (clawback) minimum income threshold | $95,323 | 2026 | 2026-08-20 | official ↗ |
| RESP lifetime contribution limit per beneficiary | $50,000 | 2026 | 2026-08-20 | official ↗ |
| RRIF minimum withdrawal prescribed factor at age 71 | 5.28% | 2026 | 2026-08-20 | official ↗ |
| RRSP annual dollar (deduction) limit | $33,810 | 2026 | 2026-08-24 | official ↗ |
| TFSA annual contribution limit | $7,000 | 2026 | 2026-08-20 | official ↗ |
United Kingdom
| Figure | Current value | Year | Verified | Source |
|---|---|---|---|---|
| Additional rate of income tax | 45% | 2026 | 2026-08-20 | official ↗ |
| Additional rate threshold (45% starts) | £125,140 | 2026 | 2026-08-20 | official ↗ |
| Adult ISA annual allowance (all ISA types combined) | £20,000 | 2026 | 2026-08-20 | official ↗ |
| Basic rate limit (band above Personal Allowance taxed at 20%) | £37,700 | 2026 | 2026-08-20 | official ↗ |
| Basic rate of income tax | 20% | 2026 | 2026-08-20 | official ↗ |
| Blind Person's Allowance | £3,250 | 2026 | 2026-08-29 | official ↗ |
| Capital Gains Tax annual exempt amount | £3,000 | 2026 | 2026-08-20 | official ↗ |
| CGT rate (basic rate band) — non-property assets | 18% | 2026 | 2026-08-29 | official ↗ |
| CGT rate (basic rate band) — residential property | 18% | 2026 | 2026-08-20 | official ↗ |
| CGT rate (higher rate band) — non-property assets | 24% | 2026 | 2026-08-29 | official ↗ |
| CGT rate (higher rate band) — residential property | 24% | 2026 | 2026-08-20 | official ↗ |
| Class 1 employee NI main rate | 8% | 2026 | 2026-08-20 | official ↗ |
| Dividend allowance | £500 | 2026 | 2026-08-20 | official ↗ |
| Dividend tax rate (additional rate band) | 39.35% | 2026 | 2026-08-29 | — |
| Dividend tax rate (basic rate band) | 10.75% | 2026 | 2026-08-29 | official ↗ |
| Dividend tax rate (higher rate band) | 35.75% | 2026 | 2026-08-29 | — |
| Full basic (old) State Pension (weekly) | £184.90 | 2026 | 2026-08-20 | official ↗ |
| Full new State Pension (weekly) | £241.30 | 2026 | 2026-08-20 | official ↗ |
| Higher rate of income tax | 40% | 2026 | 2026-08-20 | official ↗ |
| Higher rate threshold (40% starts) | £50,270 | 2026 | 2026-08-20 | official ↗ |
| Inheritance Tax nil-rate band | £325,000 | 2026 | 2026-08-20 | official ↗ |
| Inheritance Tax residence nil-rate band | £175,000 | 2026 | 2026-08-20 | official ↗ |
| Inheritance Tax standard rate | 40% | 2026 | 2026-08-20 | official ↗ |
| Junior ISA annual allowance | £9,000 | 2026 | 2026-08-20 | official ↗ |
| Lifetime ISA (LISA) annual contribution limit | £4,000 | 2026 | 2026-08-20 | official ↗ |
| LISA government bonus rate | 25% | 2026 | 2026-08-20 | official ↗ |
| LISA maximum age to open / make first payment | 40 | 2026 | 2026-08-20 | official ↗ |
| LISA penalty-free retirement withdrawal age | 60 | 2026 | 2026-08-20 | official ↗ |
| LISA unauthorised withdrawal charge | 25% | 2026 | 2026-08-20 | official ↗ |
| Marriage Allowance (transferable amount) | £1,260 | 2026 | 2026-08-20 | official ↗ |
| Married Couple's Allowance (max) | £11,700 | 2026 | 2026-08-29 | — |
| Money Purchase Annual Allowance (MPAA) | £10,000 | 2026 | 2026-08-20 | official ↗ |
| National Insurance primary threshold (annual) | £12,570 | 2026 | 2026-08-20 | official ↗ |
| National Insurance upper earnings limit (annual) | £50,270 | 2026 | 2026-08-20 | official ↗ |
| Pension annual allowance | £60,000 | 2026 | 2026-08-20 | official ↗ |
| Pension Lifetime Allowance (LTA) | £1,073,100 | 2024 | 2026-08-20 | official ↗ |
| Personal Allowance (income tax) | £12,570 | 2026 | 2026-08-20 | official ↗ |
| Personal savings allowance (basic rate taxpayer) | £1,000 | 2026 | 2026-08-20 | official ↗ |
| Personal savings allowance (higher rate taxpayer) | £500 | 2026 | 2026-08-20 | official ↗ |
| Property allowance | £1,000 | 2026 | 2026-08-20 | official ↗ |
| Self Assessment daily late-filing penalty (after 3 months) | £10 | 2026 | 2026-08-20 | official ↗ |
| Self Assessment initial late-filing penalty | £100 | 2026 | 2026-08-20 | official ↗ |
| Starting rate for savings (0% band) | £5,000 | 2026 | 2026-08-20 | official ↗ |
| Trading allowance | £1,000 | 2026 | 2026-08-20 | official ↗ |
Figures are current-year values from official government/regulator sources. If one looks out of date, tell us at corrections@thefineprint.network.